tag:blogger.com,1999:blog-2117136912052729666.post82683659771457225..comments2024-03-15T14:47:21.170-04:00Comments on Lemon Gloria: Rampant sexism. Or, the difference between 15 and 30.Lemon Gloriahttp://www.blogger.com/profile/07280085058516960260noreply@blogger.comBlogger23125tag:blogger.com,1999:blog-2117136912052729666.post-61103782768691336712009-04-01T20:10:00.000-04:002009-04-01T20:10:00.000-04:00Haha, I don't know that I would have realized that...Haha, I don't know that I would have realized that either. Which is why I'll be bringing you with me to look at houses, sometime in the very, very, VERY far away future.nicole antoinettehttps://www.blogger.com/profile/01867096106743131289noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-88535004147243002772009-04-01T14:57:00.000-04:002009-04-01T14:57:00.000-04:00We're househunting, too; in fact, I think we're ma...We're househunting, too; in fact, I think we're making an offer on a house tonight. The whole preapproval process is so yucky. We have student debt and a rental property, and apparently that makes our file "complicated." It's not like we're financing the purchase of the Trump Tower here, just a nice 2000 square foot home. Sheesh.hromakihttps://www.blogger.com/profile/14419143111495241752noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-9469875898257908862009-04-01T12:54:00.000-04:002009-04-01T12:54:00.000-04:00your posts always make for interesting conversatio...your posts always make for interesting conversations between Sean and I.<BR/><BR/>soph "did you read Lisa's blog today? funny eh?"<BR/>sean "yeah I did, it was good"<BR/>soph "so ours is a 25 year mortgage at a 10 year locked in fixed rate of 5.55 right?"<BR/>sean "it's either 20 or 25 years, I'm not sure, I don't remember"<BR/>soph "you're not sure? don't you think we should know these things?"<BR/><BR/>thank you for making us look at our paperwork, we're wondering whether to refinance or not while the going is good.Sophiehttps://www.blogger.com/profile/16883556869504380904noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-85287719640172491052009-03-31T23:32:00.000-04:002009-03-31T23:32:00.000-04:00I started smiling about halfway through. I started...I started smiling about halfway through. I started laughing out loud as Nick entered the story. Actually still laughing. <BR/><BR/>Maybe in a couple of months we can swap stories since I'm hoping to start my own search over the summer. Fingers crossed.FoggyDewhttps://www.blogger.com/profile/07934197854661226301noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-34049745817784834622009-03-31T21:55:00.000-04:002009-03-31T21:55:00.000-04:00ugh... house hunting here too. my only saving grac...ugh... house hunting here too. my only saving grace is i work in a financial institution and the mortgage guy sits in the office behind mine. he is so hungry to write the loan he'll run numbers for me all day long. love it.Elle Dubyahttps://www.blogger.com/profile/01563980094846640850noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-91654439278197511752009-03-31T20:27:00.000-04:002009-03-31T20:27:00.000-04:00This comment has been removed by a blog administrator.skywindhttps://www.blogger.com/profile/08976744642790529029noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-77551953453660831822009-03-31T17:11:00.000-04:002009-03-31T17:11:00.000-04:00Where are you looking? There's a big difference b...Where are you looking? There's a big difference between "Three blocks from Metro on East-West in Bethesda" and "three blocks from Metro Bus stop in Burke." Go home and tell Nick, "I've got a great idea -- Negative Amortization." Awesome!!!! pay $1400 for a $800,000 house.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-76536445327902467742009-03-31T16:14:00.000-04:002009-03-31T16:14:00.000-04:00You're lucky you have someone who gets the numbers...You're lucky you have someone who gets the numbers stuff! Have a great time with the house hunt. It's frustrating, but oh so fun in the end when you find the right place. And like Beach Bum said, be happy you didn't buy back in 2005 (as I did... ug)!Lunanoreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-87920366838309695002009-03-31T16:06:00.000-04:002009-03-31T16:06:00.000-04:00Well, what do you think I keep B around for? It ai...Well, what do you think I keep B around for? It ain't JUST his looks...rachaelgkinghttps://www.blogger.com/profile/18002691394373545956noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-42129560402746300682009-03-31T15:20:00.000-04:002009-03-31T15:20:00.000-04:00Your reasoning on the 15 years-then refinance plan...Your reasoning on the 15 years-then refinance plan wasn't THAT out there. It kinda makes sense, to us more creative types. You got part of it covered, and plenty of time to find a new lender for the remainder, right? Sheesh.Susannoreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-43274727546921018592009-03-31T14:32:00.000-04:002009-03-31T14:32:00.000-04:00I totally saw this coming. You have to pay all th...I totally saw this coming. You have to pay all the loan off in 15 years, not 30 years, and you totally missed it :)<BR/><BR/>Credit Unions tend to have good rates for it, if you're part of any, and ING Direct also had a good deal too, back when I bought my place... [in 2005 *cringe* -- could've bought a much newer bigger place if I was buying it now :( ]Beach Bumhttps://www.blogger.com/profile/12240402370974755543noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-30336540211902407132009-03-31T14:23:00.000-04:002009-03-31T14:23:00.000-04:00Well, good grief! Why he couldn't offer a 30 year...Well, good grief! Why he couldn't offer a 30 year fixed in the first place is beyond me. Sheesh. Fingers crossed you find the perfect place SOON!! :)A.S.http://jeroboam.net/wp/noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-51551984608643973922009-03-31T14:04:00.000-04:002009-03-31T14:04:00.000-04:00i hate all the finance stuff. i'm good with numbe...i hate all the finance stuff. i'm good with number... i can calculate the sale price on anything and if i have a coupon, watch out. but official fancy bank finance stuff, i have no clue. i kept telling M i wanted to refinance my car, now that all the bad stuff has fallen off my credit and what not, but the poor man has spent so much time explaining to me why it doesn't make sense. in my head i should just be able to take the value of the car and pay it off at a lower interest rate, why don't banks work like that?<BR/><BR/>anyway, paying off a house in 15 years sounds awesome though... stick with that plan : )Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-19573681908870588832009-03-31T13:08:00.000-04:002009-03-31T13:08:00.000-04:00I feel your pain! When we bought our place, we mad...I feel your pain! When we bought our place, we made my dad figure out all the hard stuff. We're such grownups.Hillaryhttps://www.blogger.com/profile/10602816507915795709noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-12685737244585749772009-03-31T12:55:00.000-04:002009-03-31T12:55:00.000-04:00ack! MATH! i almost stopped reading when i saw the...ack! MATH! i almost stopped reading when i saw the m-wordnovahttps://www.blogger.com/profile/10999587070684124074noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-56972198968777314802009-03-31T12:47:00.000-04:002009-03-31T12:47:00.000-04:00Dagny - This is EXACTLY what happens to me! The LA...Dagny - This is EXACTLY what happens to me! The LALALA kicks in and overrides everything else!<BR/><BR/>Sarah - I totally understand.<BR/><BR/>Jo - You are exactly right. It's all terrible but for the finding and getting. House-finding will make us do a dance.<BR/><BR/>FreckledK - I went through it alone 5-6 years ago - and if I did it, anyone can. But I find it all dreadful.Lemon Gloriahttps://www.blogger.com/profile/07280085058516960260noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-74352826736953193412009-03-31T12:44:00.000-04:002009-03-31T12:44:00.000-04:00Ha! I can relate. I've been renting for years, p...Ha! I can relate. I've been renting for years, purely because I don't know if I could get through the lending process. The terminology alone causes my eyes to glaze over.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-64593466844261430512009-03-31T12:33:00.000-04:002009-03-31T12:33:00.000-04:00House hunting blows. House-finding, on the other h...House hunting blows. House-finding, on the other hand, is awesome.<BR/><BR/>The trip to the title office is the worst part. Negotiations will take a couple years off of you. The payoff? Turning the locks for the first time.Miss Dallashttps://www.blogger.com/profile/16831133768123027451noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-46604211602179687342009-03-31T12:32:00.000-04:002009-03-31T12:32:00.000-04:00haaaaaaaaaaaaaaaaaaa ha ha ha ha. (laughing with y...haaaaaaaaaaaaaaaaaaa ha ha ha ha. <BR/><BR/>(laughing with you and not at you of course.)Sarah https://www.blogger.com/profile/13693577464343562106noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-711621685027239732009-03-31T12:27:00.000-04:002009-03-31T12:27:00.000-04:00Now this? This I can relate to. Decisions involv...Now this? This I can relate to. Decisions involving numbers give me headaches, my brain just covers its ears (separate from my regular ears, of course) and goes "LALALALALLALALALAarethenumbersoveryetLALALALA."<BR/><BR/>Which, of course, has made my own househunting process an entertaining combination of "Ooooh, pretty!" and "Blleeerrrchhhh, math", and curling up in a fetal position around my laptop, browser open to a mortgage calculator page.Jessicahttps://www.blogger.com/profile/11838430978051872591noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-9258897792129656052009-03-31T12:25:00.000-04:002009-03-31T12:25:00.000-04:00Mary - I HATE househunting. I absolutely loathe it...Mary - I HATE househunting. I absolutely loathe it. <BR/><BR/>And the idea of carshopping makes me want to get into fetal position. That is truly hideous - and I bet you are right on the sexism.<BR/><BR/>lacochran - That is wild. I had no idea that they could do that - and that it would make THAT big a difference! We're going ahead with Nick's preapproval until we find something, and then we'll have concrete numbers to ask for rates.Lemon Gloriahttps://www.blogger.com/profile/07280085058516960260noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-62350408743741438782009-03-31T12:24:00.000-04:002009-03-31T12:24:00.000-04:00We just refinanced from a 30 year fixed down to a ...We just refinanced from a 30 year fixed down to a 20 year fixed and we're paying almost exactly the same amount per month because the rates have dropped so much. So if you can't swing 15, see if they can be a bit creative and work a 20 year for you. It'll save you huge amounts of interest!lacochranhttps://www.blogger.com/profile/12122022168616822147noreply@blogger.comtag:blogger.com,1999:blog-2117136912052729666.post-26667280693370292812009-03-31T12:20:00.000-04:002009-03-31T12:20:00.000-04:00Ohh- you get to househunt! I LOVE househunting. ...Ohh- you get to househunt! I LOVE househunting. The worst thing about it was, by the time I'd achieved a body of knowledge and felt I had a handle on things, we were done. <BR/>Also- if you want to enjoy rampant sexism? Try carshopping- it is THE WORST!MaryHhttps://www.blogger.com/profile/07667412709239187789noreply@blogger.com